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Cost of Moving Back to India
What is your US salary or savings actually worth in India? This calculator adjusts for cost-of-living differences so you can see the real purchasing-power picture.
Estimate. COL ratio is a broad approximation — your city pair and lifestyle matter. Not financial advice.
Fetching current exchange rates…
Fraction of US spend for equal lifestyle. 0.35 = India costs ~35% of US. Adjust for your city pair (Numbeo, Expatistan).
If you move a lump sum, we'll show how long it sustains your Indian lifestyle.
Fetching exchange rates…
COL ratio is a single number standing in for a complex reality — Bangalore or Mumbai will be closer to 0.4–0.5 vs. US; a tier-2 city may be 0.2–0.3. Numbeo and Expatistan publish city-pair comparisons. The purchasing-power multiple is 1 ÷ COL ratio. The "annual saving" assumes you keep earning your US salary from India (remote work / freelance) and spend at Indian prices — it is not a passive income figure. Savings runway assumes static spending at the equivalent Indian lifestyle cost with no investment return on the principal.
Track what your home is really worth
nestmargin.com gives you a single view of your cross-border net worth — property values, currency exposure, and the real equity picture. Free to get started.