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Buy Property in India vs. Invest in the US
Should you buy that flat in India or invest the equivalent USD in the US market? Compare total returns after appreciation, rental income, repatriation costs, and FX conversion.
Estimate. Simplified model — no rental tax, no maintenance costs, no vacancy. Not financial advice.
Fetching current exchange rates…
Enter in INR. ₹1 crore = ₹10,000,000.
Typical Indian residential yield: 2–4%. Commercial: 6–9%.
Historical Indian residential: 4–7%/yr. Varies widely by city.
TDS on gains + FEMA compliance + currency conversion. 5–10% is a realistic estimate.
Fetching exchange rates…
Rental income is a flat annuity on the initial property price — not compounded, no reinvestment, no vacancy or maintenance. Repatriation friction covers TDS on capital gains, FEMA repatriation procedures, and currency conversion costs as a single %. FX conversion uses today's rate (not a projected future rate). This is a first-order estimate; actual returns depend heavily on location, market timing, and individual tax treatment.
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